Indian real estate, explained properly.
Plain-English guides to buying, renting, selling and investing in property in India. Every number is traced to RERA, RBI, NHB or a state gazette — never to a listing price.
Every figure sourced · 14 city markets tracked · Written by an 18-year industry insider
What brings you here today?
Pick the decision in front of you. Each path starts with the guide that answers the first question most people get wrong.
Buying a home
What you really pay, what the price really measures, and who takes a cut.
Renting
Leases, deposits and the rules that actually apply in your state.
Buying or selling resale
The paper trail, the tax, and why a resale deal moves slowly.
Home loans & money
EMIs, tax on a sale, and whether owning beats renting for you.
RERA & your rights
What the regulator can do for you — and where its power stops.
Your city & state
Price trends from official data, and the rules your state applies.
Latest guides
Fully sourced guides, updated when the law or the data changes.
Where home prices moved in the last year
Official valuation data from the National Housing Bank — what lenders valued homes at, not what sellers are asking.
All-India home values rose 7.0% in the year to June 2026, and 2.7% in the quarter alone. 49 of 50 cities rose quarter on quarter.
Look it up, the right way
Built once, kept current. The pages people bookmark and come back to.
State rules
Stamp duty, registration, RERA and tenancy law for UP, Delhi, Haryana, Maharashtra, Karnataka and Telangana.
Open → 6City market guides
Noida, Delhi, Gurugram–Faridabad, Ghaziabad, Mumbai–Thane and Bengaluru — risks, costs, infrastructure.
Open → 77Property glossary
Khata, OC vs CC, carpet vs super area, encumbrance certificate — every term in plain English.
Open → 12Law-change log
Every tax, RBI, GST and state rule change that affects property, dated and sourced.
Open →Recent rule changes that affect you
TAN no longer needed to buy from an NRI
Buyers deducting TDS on a purchase from a non-resident get relief from the TAN requirement.
RERA gives builders four more months
Completion dates extended after a central advisory. In UP, your agreement and delay interest survive.
Income-tax Act 2025 replaces the 1961 Act
Section numbers you knew for property tax have moved. The rates mostly have not.
No prepayment charges on floating-rate home loans
Lenders can no longer charge individuals for paying off a floating-rate loan early.
Work out your own numbers
No sign-up, no phone number. The maths runs in your browser.
Four promises behind every page
Mithun Srivastava
18 years in Indian real estate · Noida
I have spent my career inside the business of Indian property — with builders, brokers and buyers across North India. This site is where I explain how it really works, in plain language, for anyone about to make one of the biggest decisions of their life.
A personal site. Views are my own and use no employer data. Nothing here is an official communication of any company, or legal, tax or investment advice.
Questions people ask first
How much does it cost to buy a property in India beyond the price?
Usually 7–13% on top, depending on the state and whether the home is new or resale: stamp duty and registration, GST on under-construction homes, brokerage, legal and loan fees. See who pays whom in a property deal or run the stamp duty calculator.
What is the difference between carpet area and super built-up area?
Carpet area is the usable floor inside your walls; built-up adds the walls; super built-up adds a share of lobbies, lifts and amenities. RERA requires sale by carpet area. Why the same flat has four prices.
Why are most rent agreements in India for 11 months?
A lease of 12 months or more must be registered and attracts higher stamp duty; eleven months avoids both. It is a cost choice, not a loophole. The eleven-month lease, explained.
Which documents should I check before buying a resale flat?
The full chain of title deeds, an encumbrance certificate, mutation and tax records, society NOC, OC or CC, and loan closure papers if the seller had a mortgage. The complete resale checklist.
Can RERA get my money back if my builder delays possession?
RERA can order a refund with interest, but it has no execution agency of its own — recovery depends on the district administration. What RERA changed, and what it did not.
New to Indian property? Start with the one guide that explains the rest.
Six parties take money out of every deal. Here is who they are, and how much.